The two professors, with their college students, created the Regional Atmospheric Measurements, Modeling and Prediction Program used by state agencies to improve quality of air in Maryland. ‘While the quality of air in Maryland provides improved substantially over the past few decades, thanks partly to the Maryland Section of the surroundings and the Environmental Protection Agency, areas like Baltimore and College Recreation area are in violation of the National Ambient QUALITY OF AIR Standards often,stated Dickerson. Another University of Maryland innovator in regional air pollution research is Professor, John Ondov in the division of biochemistry and chemistry.These employer-set up accounts allow employees to set aside a certain amount of pre-tax dollars to pay for out of pocket medical expenditures not covered by insurance, such as co-pays, eyeglasses or dental care. By law, employees must spend the money they reserve in a year; any unspent balances revert back again to the employer. 7. Premium or deductible boosts: Look at the premium and deductible for your present employer-sponsored strategy and see if they are increasing. If saving on your monthly discuss of the premium is a priority, you may want to revisit this plan and opt for among the less costly plans available from your company’s benefits company.